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Home/Calculators/Property Buying Cost Calculator

Calculator

Property buying cost calculator

Estimate the full upfront cost of buying a property — deposit, stamp duty, legal fees, inspections and lenders mortgage insurance.

Property details

Property value

State / territory

20% deposit

Buyer profile I am an eligible first home buyer

Total upfront cost

$217,470

Deposit$170,000

Resulting loan amount$680,000

Stamp duty$33,470

Legal / conveyancing$1,800

Building & pest inspection$600

Lenders mortgage insurance$0

Lender establishment fees$500

Estimate only, principal & interest, excludes fees and rate changes. Speak with us for advice tailored to you.

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Flex Mortgage Solutions

Independent mortgage broking for home buyers, investors and business owners across Sydney — flexible finance, honest advice, over 40 lenders.

FBAA Member ASIC Credit Rep. AFCA Member

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+61 449 225 681
jshao@flexmortgage.com.au
Sydney, Australia

© 2026 Flex Mortgage Solutions. All rights reserved. Australian Credit Representative 452934. Calculators are estimates only and do not constitute financial advice.